
Ralph Hamers, are ‘tech companies with a banking license’ the future of finance?
Former ING and UBS CEO Ralph Hamers on leading “banking’s biggest digital transformation” – and why AI may redefine financial advice....
April 7, 2025 • by David Bach, Felix Zeltner in Leaders Unplugged • Podcast available
IMD President David Bach goes from the global to the personal with one of the world’s most prominent bankers....
Apple SpotifyLeaders Unplugged is real talk with the impactful. Candid, honest, actionable – and fresh from behind the scenes. Presented by IMD in collaboration with Remote Daily. Hosted by IMD’s president, David Bach.
At a recent event at IMD in Lausanne, Sergio Ermotti joined David Bach on stage and put a host of burning questions and discussion points into a larger perspective. Taken straight from the headlines, Ermotti gives his impressions on AI, cryptocurrencies, tariffs, and how Europe should respond to the changing global situation.
Ermotti and and Bach also took a closer look at the recent integration of post-collapse Credit Suisse. Find out how that massive event impacted the perception of Switzerland’s UBS, which Ermotti says has reduced its risk and is well-placed to increase efficiency moving forward. Finally, Ermotti offered some career advice using his own story and emphasizing courage and continuous learning. He champions banking as a dynamic sector, highlighting its central role in the global economy and the opportunities it offers for growth.
Leaders Unplugged features real talk with the impactful. Candid, honest, actionable, and fresh from behind the scenes. It is presented by IMD in collaboration with Remote Daily.

President of IMD and Nestlé Professor of Strategy and Political Economy
David Bach is President of IMD and Nestlé Professor of Strategy and Political Economy. He assumed the Presidency of IMD on 1 September 2024. He is working to broaden and deepen IMD’s global impact through learning innovation, excellence in degree- and executive programs, and applied thought leadership. Recognized globally as an innovator in management education, Bach previously served as IMD’s Dean of Innovation and Programs.

Felix Zeltner is a journalist and entrepreneur. He is the founder of Remote Daily, a media company specialized in building live talk shows for organizations around the world. He hosts Wunderbar Together, the leading German-American podcast, and is the co-author of “Stadtnomaden” (2019) and “Hype” (2024). Zeltner holds a double-degree in journalism from Munich University LMU and German Journalism School, and has received several awards for his reporting (Arte, ARD, Der Spiegel). He lives in New York City with his family.

Group CEO of UBS Group AG

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