The youth backlash: Can business afford to ignore it?
Young people are losing faith in the future. IMD's Vanina Farber explains why business leaders must rethink their role – and act before it's too late....
I by IMD Podcasts
Banking
Ralph Hamers, are ‘tech companies with a banking license’ the future of finance?
June 18, 2026 • by Murat Tarakci in I by IMD Podcasts • 
Podcast available
Former ING and UBS CEO Ralph Hamers on leading “banking’s biggest digital transformation” – and why AI may redefine financial advice....
Apple SpotifyFormer ING and UBS CEO Ralph Hamers joins IMD’s Murat Tarakci to unpack how he led “banking’s biggest digital transformation” – and why AI may redefine financial advice.
Drawing on his experience at two of the biggest banks in the world, Hamers argues that CEOs “cannot delegate what your strategy is, what your brand stands for, how your people behave,” and must personally connect the dots between purpose, strategy, culture, and execution”. He lays out his three-way innovation engine, his vision of banks as “tech companies with a banking license,” and a bold claim that “advice to clients can be better generated through AI than through an advisor.”
He explains why “restructuring is generally a reaction to a burning platform” and how he reframed ING’s future by asking, “what is left from our DNA?” and turning that into a purpose-led transformation story.
Find out more about the Future of Banking.
Expert
Authors
Listen to our new series
AI is everywhere – where are the profits?
Companies are spending billions on artificial intelligence. But are they making any money from it? IMD's Karl Schmedders on hidden costs, vibe coding and how companies can turn AI into business value....
The business case for living longer
Living longer is changing business. Carlos Cordon, Professor of Strategy and Supply Chain Management at IMD, explores longevity, retirement, workforce health – and what leaders need to rethink....
IEA chief Fatih Birol on how to navigate the age of electricity
IEA chief Fatih Birol on the age of electricity, Europe’s strategic energy mistakes, the Hormuz shock – and why trust is now an energy asset....
Learn Brain Circuits
Join us for daily exercises focusing on issues from team building to developing an actionable sustainability plan to personal development. Go on - they only take five minutes.
Explore Leadership
What makes a great leader? Do you need charisma? How do you inspire your team? Our experts offer actionable insights through first-person narratives, behind-the-scenes interviews and The Help Desk.
Join Membership
Log in here to join in the conversation with the I by IMD community. Your subscription grants you access to the quarterly magazine plus daily articles, videos, podcasts and learning exercises.