Redesigning the workforce
CFOs will increasingly need to model two types of capacity, human and agent, in parallel. This hybrid workforce structure challenges assumptions about staffing, investment allocation, and cost structures, and will change how leaders plan and manage performance.
A key question is how to design teams that allow both human and agentic workers to contribute meaningfully. Agents can handle high-repetition, high-volume tasks such as pattern recognition, compliance monitoring, and data retrieval. Humans, meanwhile, should focus on judgment, escalation, and relationship-building.
CFOs should also consider how to govern workforce spend. What constitutes a productivity gain: headcount reduction, or time saved for higher-value work? They will need to establish new spending models that reflect how they answer this question.